Getting Started
You have already taken the first step in seeking information - given the general knowledge you may have gained from this or other websites, the next step is to have a professional help apply specific knowledge of the law, your objectives, asset and debt structure and projected household income to enable us to provide advice that is on point for your situation. You can now:
- Contact the Law Office of James B. Mallory III by phone or e-mail to set up an appointment for a free consultation. The consult with the attorney typically runs about an hour to an hour and 30 minutes. More complex cases, such as small business owners, may take a couple of hours.
- Organize your records and plan to bring the following to the consultation:
- A list of all your creditors, monthly minimum payment to each, rough payoff balance and what collateral, if any such as a vehicle, home, furniture etc, the creditor has.
- A typical paycheck stub from each wage earner in the household or approx income. The goal of the consultation is to educate you about non-bankruptcy and bankruptcy options. With knowledge of available options and their applications to your situation, you can make an informed decision.